Funding Solutions

The financing options most business owners are never shown

Beyond traditional bank financing, Wall Street Financing LLC helps qualified businesses explore flexible funding options that may help address high-interest business credit card balances and build toward a stronger capital position.

Capital when you need it — same day.

Fast Business Funding

When opportunity knocks or an emergency hits, waiting weeks for a bank decision isn't an option. Our fast business funding products are designed to get qualified businesses approved and funded the same day.

Approvals in as little as a few hours
Funding from $10,000 to $5 million+
Minimal documentation required
All industries and credit types considered
No collateral required for many programs
No personal guarantee options available
Apply for Fast Business Funding

Loan Amounts

$10,000 – $5M+

Terms

Up to 36 months

Best For

Businesses needing immediate capital for payroll, inventory, emergencies, or time-sensitive opportunities.

Revolving capital on your schedule.

Lines of Credit

A business line of credit gives you a pre-approved pool of capital you can draw from whenever you need it. You only pay interest on what you use — making it one of the most flexible and cost-effective financing tools available.

Draw funds anytime, repay and reuse
Interest only on the drawn balance
Credit limits from $10,000 to $5M+
Secured and unsecured options available
Revolving — funds replenish as you repay
No personal guarantee options available
Apply for Lines of Credit

Loan Amounts

$10,000 – $5M+

Terms

Revolving — 12 to 36 month draw periods

Best For

Businesses with seasonal cash flow, recurring operational expenses, or unpredictable capital needs.

Predictable payments. Serious capital.

Term Loans

Term loans provide a lump sum of capital repaid over a fixed schedule with predictable monthly payments. Whether you're expanding a location, hiring staff, or investing in marketing, a term loan gives you the runway to execute.

Fixed or variable rate options
Loan amounts from $5,000 to $50M+
Terms from 1 to 10 years
Competitive rates for strong profiles
Fast underwriting — decisions same day
Apply for Term Loans

Loan Amounts

$5,000 – $50M+

Terms

1 to 10 years

Best For

Businesses making a specific investment with a clear ROI timeline — expansion, renovation, hiring, or equipment.

Get the equipment. Keep your cash.

Equipment Financing

Equipment financing lets you acquire the machinery, vehicles, technology, or tools your business needs — without depleting your working capital. The equipment itself serves as collateral, making approval accessible even with imperfect credit.

Finance new or used equipment
Up to 100% financing — $0 down options
Loan amounts from $5,000 to $50M+
Terms from 12 to 84 months
Tax advantages via Section 179 deduction
Apply for Equipment Financing

Loan Amounts

$5,000 – $50M+

Terms

12 to 84 months

Best For

Construction, manufacturing, transportation, medical, restaurant, and any business that relies on physical equipment.

Put your home equity to work.

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) lets business owners tap into the equity built in their personal residence to fund business operations at significantly lower interest rates than most business loans.

Rates typically 7–10% — far below business loan rates
Credit lines up to $5M+ based on equity
Interest-only payment options available
Revolving — draw, repay, and reuse
Use funds for any business purpose
Apply for Home Equity Line of Credit

Loan Amounts

Up to $5M+ based on equity

Terms

Up to 30 years

Best For

Business owners with significant home equity who want the lowest possible cost of capital for business investment.

Own your space. Build your equity.

Commercial Mortgages

Stop paying rent and start building equity. Our commercial mortgage products cover everything from owner-occupied office buildings and retail spaces to multi-family investment properties and mixed-use developments.

Purchase, refinance, or cash-out options
Loan amounts from $100,000 to $50M+
Terms up to 30 years
Fixed and adjustable rate programs
SBA 504 and conventional options
Apply for Commercial Mortgages

Loan Amounts

$100,000 – $50M+

Terms

Up to 30 years

Best For

Business owners purchasing their own building, real estate investors acquiring income-producing properties, or owners refinancing existing commercial debt.

Asset-based. Fast. No red tape.

Hard Money Loans

Hard money loans are asset-based loans secured by real property. Approval is based primarily on the value of the collateral — not the borrower's credit score or income history. This makes them ideal for real estate investors who need to move fast.

Approval based on property value, not credit
Loan amounts from $50,000 to $50M+
Funding in as little as 7 days
Fix-and-flip, bridge, and construction loans
LTV up to 75% of ARV
Apply for Hard Money Loans

Loan Amounts

$50,000 – $50M+

Terms

6 to 36 months

Best For

Real estate investors, fix-and-flip operators, developers, and borrowers who need fast closings or don't qualify for conventional financing.

If there's a deal, we'll find a way.

More Funding Solutions

Beyond our core products, we work with a broad network of lenders and investors to structure creative financing solutions for unique situations. If you've been turned down elsewhere, talk to us.

SBA 7(a) and 504 loans
Invoice financing & factoring
Merchant cash advances
Bridge loans
Construction financing
Apply for More Funding Solutions

Loan Amounts

Varies by product

Terms

Varies by product

Best For

Businesses with unique situations, complex deals, or those who have been declined by traditional lenders.

Simple Process

From Application to Funded in Hours

01

Tell Us About Your Needs

Submit a quick consultation request or call us directly. No lengthy forms, no commitment.

02

Same-Day Review

A specialist reviews your profile and identifies the best funding options for your situation — usually within hours.

03

Receive Your Options

We present you with clear, transparent offers. No hidden fees, no bait-and-switch rates.

04

Get Funded

Accept your offer and receive funds — often the same day for qualifying products.

No Cost. No Obligation.

Not Sure Which Product Is Right for You?

Our specialists will review your situation and recommend the best funding structure — at no cost and no obligation. Most clients hear back the same day.